Travel Freely App Review: Best Free Tool for Managing Points & Miles
If you’re diving into the world of points and miles, there’s one app you need to download right away: Travel Freely. It’s free, beginner-friendly, and doesn’t ask for any sensitive personal information (PII) like credit card numbers or Social Security numbers. This credit card tracking app has been an absolute game-changer for my points journey, offering tools and features I haven’t found elsewhere. Below, I’ll walk you through the highlights of why it’s so valuable for beginners and Points Pros alike.
🛡️ Worried About Privacy?
Travel Freely never asks for your credit card numbers, logins, or sensitive personal information. That’s a big reason I trust it — and why I recommend it to beginners.
What is Travel Freely?
To start, I want to make it clear that I don’t receive any compensation from Travel Freely for sharing this. All opinions are based on my personal experience with the app. Travel Freely is one of the top travel rewards apps for anyone looking to manage their credit cards and bonuses without sharing sensitive data.
Whether you’re just starting out with points and miles or looking to take your strategy up a level, Travel Freely helps simplify the complex details of managing credit cards.
Who Should Use the Travel Freely App?
Whether you’re just getting started with points and miles or you’ve been in the game for years, Travel Freely is one of those tools that just makes your life easier.
I started using it as a complete beginner, and I still heavily rely on it years later, especially to track when I open new cards and when annual fees are coming up.
Skip the Statement Scan
Why waste time scrolling through old statements trying to figure out when that annual fee hits or if you’ve got enough time to meet the minimum spend? Travel Freely puts all that info front and center—no digging required.
Travel Freely keeps all of that info in one place — easy to find, easy to check, and easy to track. It’s like having an assistant quietly keeping tabs on everything in the background… without needing to set 12 calendar alerts.
Plenty of Time to Decide
Travel Freely’s early reminders give you plenty of time to decide whether to keep, downgrade, or cancel a card—no last-minute scrambling or surprise fees.
How Much Does Travel Freely Cost? (It’s Actually Always Free, All the Time)
One of the best parts about Travel Freely, and a big reason I recommend it to beginners, is that it’s 100% free to use long-term. Unlike many travel rewards apps, there’s no hidden upgrade path, no “premium” features behind a paywall, and no surprise subscription charges down the road.
You sign up, start tracking your cards, and get access to all the core features.
That’s honestly rare in the points and miles world, where a lot of tools try to hook you with a free trial and then push you toward a paid plan. Travel Freely isn’t like that, and it’s part of why I trust it and continue to use it.
Key Features of Travel Freely – And Why They’re So Useful
1. Track All Your Credit Cards in One Place
Travel Freely makes it easy to log and track all your personal and business credit cards — no bank logins, credit card numbers, or sensitive info required. To add a new card, just enter the card name, open date, and welcome bonus spending requirement (which is usually prefilled based on the latest offer).
- When you open a new card, search for the card in the app’s database and add to your account (search example: Chase Sapphire Preferred)
- Once added, Travel Freely automatically updates information like welcome bonus amounts, spending requirements, and annual fees.
- It sets reminders for upcoming deadlines, such as when a spending requirement must be met or when annual fees are due.
- If you downgrade, cancel, or product change a card later, just update its status in your dashboard. And in your settings, you can choose whether to show or hide inactive cards to keep things clean.
All of these details help you keep track of your cards’ benefits, spending deadlines, and annual fees, without needing to remember every detail yourself.
2. Separate Player 1 and Player 2 Accounts
If you’re familiar with points and miles, you know it’s common to have both a “Player 1” and a “Player 2” (often a partner or spouse). Travel Freely makes it easy to track both players’ cards separately, helping you manage both sets of accounts. For each player, you can:
- Track personal and business cards.
- Separate cards for distinct businesses (if applicable).
- Set up reminders for both players’ cards without mixing up the details.
3. Automatic Chase 5/24 Rule Tracking
One standout feature is the Chase 5/24 Rule tracking. For anyone familiar with the points game, this rule limits your ability to open new Chase cards based on the number of new cards you’ve opened in the past 24 months. It keeps track of this for both players, letting you know when you’re eligible to apply for a Chase card or how long you need to wait.
4. Annual Fee and Welcome Bonus Alerts
Travel Freely sends automatic alerts for critical deadlines. These include:
- Welcome Bonus Deadlines: Get reminders before your minimum spend requirement is due so you don’t miss out on welcome bonuses.
- Annual Fee Reminders: The app notifies you before your annual fees are due, helping you avoid surprise charges. It also allows you to plan for either keeping, canceling or downgrading the card for the next year.
5. The Resources Section Is Packed with Helpful Info (Especially for Beginners)
The Resources tab in the app is seriously underrated. It’s full of clear, useful guidance, especially if you’re new to points and miles. You’ll find step-by-step walkthroughs on how to use Travel Freely, links to helpful tools, blog posts, FAQs, and more. It’s like having a starter kit built right into the app.
Unsure if you could meet a monthly spend welcome bonus for a card? Use the Travel Freely Calculator to determine what spend amount you can meet based on monthly expenses.
6. Smart Card Recommendations with Card Genie
Get tailored suggestions from a trusted credit card rewards organizer. If you’re wondering which card to apply for next, the Card Genie tool is a fantastic resource. Based on your current card history, it suggests new cards that would best fit your current strategy, including:
- Current welcome bonuses.
- Minimum spending requirements to earn the bonus.
- Annual fees and other card benefits.
Importantly, Travel Freely’s recommendations are unbiased and don’t rely on any of your credit score data or banking information, as none of this is shared with the app.
7. Reliability and Trustworthiness- The Best Part about Travel Freely
Travel Freely’s founder, Zac Hood, is known for honest, transparent recommendations — listing the best offers whether or not he earns a commission. This transparency makes Travel Freely a valuable, trustworthy tool, as you know you’re getting honest information that aligns with your goals as a points and miles enthusiast.
My Favorite Feature Wish: A Total Annual Fee Dashboard (If I Even Want to Know!)
If there’s one thing I think I want Travel Freely to add — emphasis on think — it’s a simple dashboard that shows all my annual fees in one place. Like, a neat list by card or by date, with a total at the bottom.
Now, would seeing that total be helpful? Definitely. Would it also be slightly terrifying? Also yes. 😂 But when you’re managing cards for yourself and a Player 2, it’s tough to keep the full picture in your head. This would make it so much easier to plan ahead, especially during that annual fee season when everything seems to hit at once.
Zac, if you’re reading this — just know Travel Freely is already one of the best tools out there. But if this ever makes it onto the roadmap, I’d be first in line to use it (and maybe slightly afraid to open it).
Packing It Up – Why I Think You Should Download Travel Freely Today
If you want to simplify your points and miles journey, Travel Freely is hands-down the best free tool I’ve found. It helps you stay organized, avoid missing bonuses, and plan smarter—all without giving up sensitive financial info. Whether you’re tracking one card or twenty, Travel Freely makes it easy.
I would guess that if you’re interested in points and miles, then you are interested in VALUE. Travel Freely is VALUE.
Click here to check out the Travel Freely website now!
